I just purchased a new vending machine that I have placed, but I want to get liability insurance and any other insurance necessary to be protected as soon as possible. What are you guys paying for general liability. I was quoted $230 annually which seems extremely high. So high that I think I would be running in the negative after factoring in electricity costs and licenses. Any help on what you guys are paying? I'll also be open to checking out suggestions on insurance companies.

On a side note, I'm already paying liability insurance for my lawn maintenance company, but my agent said that it couldn't be added because it was a completely separate business. Is this correct, or is there a way for me to be covered like an umbrella policy?

Thank you in advance for any and all help.

David