Specialty Food & Beverage Insurance by Personal Coverage, Inc.

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Services: Consulting, Legal


Personal Coverage, Inc. is an independent insurance agency located in Upstate New York with licenses in various states.

Our Specialty Food & Beverage division is a unique resource for small to medium size producers of specialty food and beverage products.

Types of beverages we can insure include functional beverages, coffee, tea, sports drinks, energy drinks, distilleries, breweries and imported beverages.

New or existing businesses that manufacture product or use a copacker. We focus on small to midsize producers and importers with a US company footprint. We see many retail/distributor contracts and insurance specifications. We strive to give you what you need to make vendor contracts move efficiently.

We offer property, general liability, product liability, workers compensation, umbrella liability, bonds, commercial automobile, equipment floaters, ocean cargo, motor truck cargo, equipment breakdown, product recall expense, employment practices liability, internet liability and business income coverage.


This company has not yet provided details regarding the company's capabilities.


  • Tom Wallace Executive Vice President
  • Michelle Vigo Account Manager

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