OSCA Launches to Streamline Credit Account Applications Across the Wine & Spirits Industry

New platform gives beverage businesses one secure place to apply for distributor accounts, complete verification requirements and track application status

DENVER, CO - September 28, 2026 - OSCA (One Stop Credit App), a technology platform built specifically for the beverage industry, today announced its official launch, giving restaurants, bars, retailers and other licensed beverage businesses a more efficient way to apply for credit accounts with wine and spirits distributors.

Opening a new beverage account has traditionally meant completing separate applications for each distributor - often entering the same business information, license details, ownership information, tax identification numbers and signatures multiple times across different forms and systems.

OSCA was created to simplify that process.

Through one secure platform, businesses enter their information once, select the distributors they want to work with and complete a dynamic application based on the requirements of those distributors. Rather than starting over with every new account, users can manage the process from one centralized dashboard.

HOW OSCA WORKS

• One streamlined application process. Businesses select their state, premise type and the distributors they want to work with. OSCA generates the information and requirements needed for those selected distributors within one application experience.
• Integrated verification tools. Business information, EIN/TIN verification, credit checks and electronic signatures can be completed as part of the application process.
• Application status visibility. Applicants can track the status of their distributor applications from one centralized dashboard rather than relying on separate emails, portals or follow-ups.
• A centralized workflow for distributors. Participating distributors receive new applications through their OSCA dashboard, where they can review submissions, request additional information and move qualified accounts through their internal process.

SOLVING AN INDUSTRY-WIDE PAIN POINT

For restaurants, bars, hotels, liquor stores and other beverage retailers, distributor account setup is a necessary part of doing business - but the administrative process can quickly become repetitive and time-consuming. For distributors, incomplete information, inconsistent applications and back-and-forth communication can slow the onboarding of new accounts.

“The same frustration kept coming up in conversations across the industry: businesses were entering the same information again and again just to establish accounts with the distributors they needed,” said Caitlyn LuBell, Co-Founder of OSCA. “OSCA creates a more efficient starting point. Buyers can manage the process in one place, and distributors receive more standardized information from the beginning.”

BUILT FOR THE BEVERAGE INDUSTRY

Unlike a general business credit application tool, OSCA was developed around the specific needs and workflows of the beverage alcohol industry.

Built by industry veterans with decades of experience on all sides of the three-tier system, the platform is designed to support both sides of the account-opening process. Helping licensed beverage businesses reduce repetitive administrative work while giving distributors a more centralized way to receive and manage new account applications.

AVAILABILITY

OSCA is available now for licensed beverage businesses across the United States, with additional distributors continuing to join the platform. Retailers, restaurants, bars and distributors can create an account in under 10 minutes.

ABOUT OSCA

OSCA (One Stop Credit App) is a technology platform designed to simplify how beverage businesses apply for and manage distributor credit accounts. By centralizing applicant information, distributor requirements, verification tools and application status tracking, OSCA helps reduce repetitive paperwork and create a more efficient account-opening process for both buyers and distributors.